The Benazir Kafaalat Program, a vital component of Pakistan’s social protection strategy, has reached its final stage of payment distribution. The Government of Pakistan initiated the program to provide financial assistance to vulnerable women across the country, rolling it out in phases. The final phase includes several districts across all provinces, including Punjab, Sindh, Khyber Pakhtunkhwa, and Balochistan, as well as regions like Gilgit-Baltistan and Azad Jammu & Kashmir.
Districts Included in the Final Phase
Punjab
The final phase of the payment rollout in Punjab includes the following districts:
- Rawalpindi
- Murree
- Attock
- Chakwal
- Talagang
- Jhelum
- Islamabad Capital Territory
- Mandi Bahauddin
- Narowal
- Sialkot
- Gujrat
- Sargodha
- Bhakkar
- Khushab
These districts are part of the program’s third and final distribution cycle, marking the conclusion of the ongoing financial aid disbursement.
Sindh
The Sindh province has also seen expanded coverage in the final phase. The districts included are
- Sanghar
- Shaheed Benazirabad (Nawab
- Mirpurkhas
- Thapar
- Matiari
- Umerkot
Beneficiaries in these districts have begun receiving their payments via designated centers and mobile payment solutions.
Khyber Pakhtunkhwa (KP)
In Khyber Pakhtunkhwa, several districts—particularly those in the tribal belt and settled areas—have been selected for final payments:
- Peshawar
- Charsadda
- Mohmand
- Khyber
- North Waziristan
- South Waziristan (Upper and Lower)
- Kurram
- Orakz
- Nowshera
- Hangu
- Swabi
- Bajaur
These areas, many of which have seen recent development efforts, are now benefiting from improved access to financial aid through this government program.
Balochistan
The final phase also includes several districts from Balochistan, a province that has long required attention due to its socio-economic challenges:
- Kalat
- Lasbela
- Khuzdar
- Lorelai
- Duki
With the inclusion of these regions, the government aims to ensure the equitable distribution of funds across underserved areas.
Gilgit-Baltistan and Azad Jammu & Kashmir (AJK)
The payment initiative has also extended to the far-flung areas of Gilgit-Baltistan and Azad Jammu & Kashmir. Districts included in this phase are:
- Muzaffarabad
- Haitian
- Neelum Valley
- Jhelum Valley
- Mirpur
- Kotli
- Bhimber (AJK)
In Gilgit-Baltistan:
- Gilgit
- Hunza
- Nagar
- Astore
- Shigar
- Skardu
- Rondu
These regions often face accessibility issues, and their inclusion in the final phase ensures that marginalized populations are not left behind.
Payment Mechanism
Payments are being distributed through a structured system involving designated campsites, mobile vans, and partner banks such as HBL and Bank Alfalah. In certain regions, JazzCash agents are also facilitating disbursements to make the process smoother and more accessible for beneficiaries.
Beneficiaries are encouraged to check their payment status via the official 8171 web portal. Those who qualify for the payments can verify their eligibility through SMS or by visiting the nearest BISP office.
Purpose and Impact
The Benazir Kafaalat Program is designed to provide monthly financial support to economically disadvantaged women across Pakistan. The initiative not only empowers women by improving their financial independence but also ensures that low-income households can meet their basic needs during tough economic times.
The phased rollout ensures that logistical challenges are minimized and all regions receive fair access to financial support. Special attention has been given to underdeveloped and remote areas in the final phase to close the inclusion gap.
Conclusion
The final phase of the Benazir Kafaalat Program reflects the government’s commitment to social equity and economic inclusion. By targeting a wide range of districts across all provinces and territories, the initiative ensures that financial assistance reaches those who need it most.
Beneficiaries are advised to collect their payments promptly and only from authorized centers to avoid fraud or misinformation. Continued support and feedback from local communities will help refine and improve the program in the future.
If you have questions about your district’s inclusion or how to claim your payment, assistance is available through the BISP helpline or by visiting the official 8171 web portal.
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