The Benazir Income Support Program (BISP) is still an important way for low-income people in Pakistan to get help. With rising inflation and ongoing economic challenges, this program ensures timely financial assistance to eligible women and families. The latest update brings good news—Phase 3 of the BISP Kafalat Program for the April–June 2025 quarter has officially begun, and eligible beneficiaries will now receive their Rs 13,500 installment.
In this article, we’ll guide you through all the essential information about the Phase 3 rollout, eligibility criteria, payment methods, and how to check your status online.
What is the BISP Kafalat Program Phase 3?
The BISP Kafalat Program provides quarterly cash payments to help deserving women from poor families cover their household expenses. The total amount disbursed every quarter is Rs 13,500. Each year, the payments are divided into four phases, and Phase 3 refers to the April–June 2025 installment.
This phase targets those who are already registered and eligible under the BISP system and did not receive payments in the previous cycles due to system delays, verification issues, or region-based scheduling.
Payment Start Date—Phase 3
According to official updates:
- The initial rollout of Phase 3 began in selected districts on May 10, 2025.
- Full disbursement across all regions started on June 15, 2025.
- The final deadline to collect payments is June 30, 2025.
Women who are registered under the BISP Kafalat Program are advised to check their payment status and collect the funds within this timeline.
How Much Is the Payment in Phase 3?
The government has not increased the regular quarterly amount. The Rs 13,500 payment in Phase 3 is the standard installment under the BISP Kafalat Program.
There was confusion earlier about a Rs 27,000 payment, but that amount was part of a special double payment given in January 2025 to beneficiaries who missed their September 2024 installment. For Phase 3, all verified recipients will receive Rs 13,500 only.
Eligibility Criteria
To receive the Phase 3 payment, you must meet the following conditions:
- Already registered under BISP or enrolled via the NSER survey.
- Belonging to a low-income household, as verified by BISP through its official database.
- The female head of the household must have a valid CNIC and pass biometric verification.
- Have no pending issues such as thumbprint mismatch or blocked status.
If you’re unsure of your eligibility, you can check using your CNIC number (explained below).
How to Check Your BISP Payment Status
To find out if your Rs 13,500 payment for Phase 3 is ready, use any of the following methods:
1. SMS Check
- Type your 13-digit CNIC and send it to 8171.
- You’ll receive a message confirming whether your payment is issued and where to collect it.
2. Online Portal
- Visit the official BISP portal.
- Enter your CNIC number and the image code.
- You’ll see your payment status, eligibility, and disbursement details.
3. Visit the BISP Tehsil Office
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If your payment is pending or biometric issues occur, visit your nearest BISP office with your original CNIC.
Where and How to Receive Payment
Payments can be collected through the following official channels:
- HBL ATMs (Punjab, Sindh, Balochistan)
- Bank Alfalah ATMs (KPK, AJK, Gilgit-Baltistan)
- HBL Konnect & BISP Agents in rural and urban areas
- BISP Mobile Camps in remote villages
Please ensure that your thumb impression matches during biometric verification. In case of repeated errors, visit NADRA to update your data before retrying.
Important Reminders
- Do not pay extra fees to any agent. All payments are free.
- Keep your original CNIC with you when collecting the payment.
- Do not delay—the final date for Phase 3 payment collection is June 30, 2025.
- If your payment is not received on time, file a complaint at your nearest BISP office or call the BISP helpline: 0800-26477.
Final Thoughts
The start of BISP Phase 3 for 2025 brings relief to millions of families depending on this support. With Rs 13,500 now being distributed through ATMs and mobile camps, it’s important for eligible women to stay alert, check their status, and collect their rightful payment before the deadline. This government initiative continues to be a pillar of hope for Pakistan’s underprivileged communities. If you or someone in your family is eligible, don’t miss this opportunity.
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