The Benazir Kafalat Program (BKP), a major initiative of the Government of Pakistan under the Benazir Income Support Program (BISP), continues to provide essential financial support to millions of low-income families nationwide. As of July 2025, the government has officially launched Phase 1 of payment distribution, targeting selected districts for the disbursement of the latest Kafalat payments.
In this article, we’ll provide a complete overview of the Phase 1 rollout, the list of included districts, payment details, the verification process, and important instructions for beneficiaries.
✅ What is the Benazir Kafalat Program?
The Benazir Kafalat Program is a poverty alleviation scheme designed to offer unconditional cash transfers to women from deserving families. The program aims to reduce poverty, empower women, and help marginalized communities meet their basic needs.
Every eligible woman receives a quarterly payment ranging between PKR 10,500 and PKR 13,500, depending on household assessment and regional adjustments.
July 2025 Payment Cycle – Phase 1 Begins
The July 2025 payment cycle has officially commenced under Phase 1, with a carefully selected list of districts approved for the initial disbursement of funds. This phase will cover the most populous and administratively ready regions to ensure timely and secure payment delivery.
Read Also: BISP Final Phase 2025 || Full List of Included Districts and Latest Updates
️ Districts That Are Part of Phase 1 (July 25)
Phase 1 of the July 2025 payment distribution covers the following districts:
Punjab:
- Lahore
- Faisalabad
- Rawalpindi
- Multan
- Gujranwala
Khyber Pakhtunkhwa:
- Peshawar
- Abbottabad
- Swat
Sindh:
- Karachi Central
- Hyderabad
- Sukkur
Balochistan:
- Quetta
- Turbat
- Federal Area:
- Islamabad Capital Territory
These districts were selected based on administrative readiness, previous successful distributions, and the availability of biometric verification systems.
Payment Amount for July 2025
For July 2025, the Kafalat Program covers several payment amounts, such as
- PKR 10,500 to PKR 13,500
The variation depends on factors such as the family’s poverty score, geographical location, and verification status.
Read Also: Big Relief for Women Who Received Rs. 10,000 and Those Under Verification in BISP July 2025 Update
Who Will Receive Payment in Phase 1?
Only those eligible women beneficiaries who:
- Have completed their dynamic survey
- Are verified through the NADRA and BISP databases
- Reside in the above-listed Phase 1 districts.
These beneficiaries have started receiving confirmation messages from 8171, the official BISP SMS portal.
How can you check your eligibility and payment status?
If you’re not sure whether your payment is ready,
- here’s how to verify:
- To get your CNIC number, text it to 8171 (without any dashes or spaces).
- Visit the official 8171 Web Portal.
Visit the nearest BISP office or payment center with your CNIC.
If you’re eligible and your district is part of Phase 1, you will receive an SMS notification with payment collection details.
Where to Collect Payments?
BISP has set up several campsites and partnered with HBL and Bank Alfalah agents to disburse payments. Beneficiaries can collect their payment from:
- Designated BISP Camp Sites
- Biometric ATM Machines of partner banks
- Retailers authorized by BISP
When you go to the payment station, please make sure you have your real CNIC with you.
⚠️ Important Instructions for Beneficiaries
- Don’t give any money to agencies or middlemen as fees. Payments are completely free.
- Wait for the official 8171 SMS before going to a payment center.
- Ensure your fingerprints are clean for biometric verification.
- Please call the BISP service if you have any problems with payment or identification.
What About the Remaining Districts?
If the current Phase 1 does not include your district, there is no reason for concern. The BISP authority will soon launch Phase 2 and Phase 3, covering all remaining areas across Pakistan. Through official channels, such as the BISP website and local media, a proper schedule will be announced.
BISP Helpline for Support
Call the BISP support at the following number if you need help:
- 0800-26477 (Toll-Free)
- Or visit your nearest BISP office.
They can help you resolve verification issues, update CNIC records, or register complaints.
Final Thoughts
The launch of the Benazir Kafalat Program Phase 1 for July 2025 marks another step in the government’s commitment to support low-income families during economic challenges. With improved transparency, biometric verification, and digital tracking, the BISP team aims to ensure that the financial assistance reaches the rightful beneficiaries.
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