The Government of Punjab has officially launched Phase 2 of the Chief Minister Punjab Livestock Card Scheme, a strategic move aimed at strengthening the province’s livestock sector and supporting small-scale farmers. This initiative offers interest-free loans to help farmers purchase quality animal feed and essential livestock supplies, ultimately boosting milk and meat production across Punjab.
Background of the Scheme
First introduced in 2021, the Livestock Card initiative was a pioneering step toward rural economic empowerment. Due to its success and overwhelming response from farmers, the Punjab government has now rolled out Phase 2 of the scheme in 2025. This phase is expected to reach thousands of additional beneficiaries, helping to bridge the financial gap many small livestock holders face.
This program is particularly targeted at those with 5 to 20 animals and limited financial means, ensuring that grassroots-level livestock farmers get the support they need.
Key Features of the Livestock Card Scheme (Phase 2)
- Interest-Free Loans
Farmers can access loans ranging from PKR 135,000 to PKR 540,000, depending on their livestock capacity and needs. These loans are completely interest-free, easing the burden of repayment for small farmers. - Flexible Usage Structure
Up to 30% of the loan can be withdrawn in cash for miscellaneous livestock-related expenses. The remaining 70% must be used to purchase quality livestock feed, such as silage, Vanda, and mineral mixtures, from government-authorized suppliers. - Six-Month Grace Period
Repayment begins after a six-month utilization period, giving farmers time to benefit from increased productivity and income before payments start. - Digital Management
Each beneficiary receives a smart Livestock Card, which functions like a debit card. You can use it to make purchases at approved feed shops and track transactions digitally.
Who is Eligible?
To ensure that the support reaches genuine and needy livestock farmers, the government has laid out specific eligibility criteria:
- Must be a resident of Punjab.
- Must own between 5 and 20 animals (cows, buffaloes, goats, or sheep).
- Should possess a valid CNIC (Computerized National Identity Card).
- Must have a mobile SIM registered in their name.
- They should have no bank default history, as confirmed by the Electronic Credit Information Bureau.
- Both NADRA and NACTA will verify the information.
- Government teams are required to physically verify livestock.
- Farmers must register their livestock with the Livestock Department in Punjab.
These checks ensure that only serious, deserving, and active livestock farmers receive the benefits.
How to Apply for the Livestock Card
There are two methods to register:
1. SMS Registration
- Send your CNIC number (without dashes) via SMS to 8070.
- You’ll receive a reply with instructions and confirmation of your eligibility status.
2. In-Person Registration
Visit the nearest Livestock & Dairy Development Department office with:
- Original CNIC
- Proof of livestock ownership (or land ownership if applicable)
- A mobile phone with a registered SIM
Department staff will help with your digital registration and guide you through the verification process.
Application Timeline (Phase 2)
- Registration Period: May 15 – June 15, 2025
- Loan Distribution Begins: July 15, 2025
Timely application is important, as the number of cards and funds are limited and distributed on a first-come, first-served basis.
Benefits of the Scheme
- Improved Productivity: Better feed leads to healthier animals, higher milk production, and more consistent breeding cycles.
- Financial Relief: Farmers no longer need to take high-interest loans from private lenders or feed suppliers.
- Digital Inclusion: The use of smart livestock cards introduces rural farmers to financial systems and banking processes.
- Support for Women Farmers: Many women-led rural households involved in dairy and livestock can also apply, enhancing gender inclusivity in economic development.
Future Goals and Government Vision
The Punjab government plans to expand the program in future phases to cover more areas and potentially include veterinary services, vaccinations, and livestock insurance.
Chief Minister Maryam Nawaz has emphasized the government’s focus on agriculture and rural development, stating that “our farmers are the backbone of the economy, and supporting them is key to Punjab’s prosperity.”
Helpline & Support
For any queries or help during the application process, farmers can contact the 24/7 helpline at:
08000-9211
They can also visit the official website of the Livestock & Dairy Development Department Punjab for updates.
Final Thoughts
The Punjab Livestock Card Scheme Phase 2 is a transformative step toward modernizing Pakistan’s livestock sector. By offering easy access to interest-free loans and ensuring regulated usage, the program not only benefits individual farmers but also uplifts entire rural communities.
For farmers looking to grow their herds, improve milk yields, or simply sustain their livestock more efficiently, this initiative offers a timely and valuable opportunity.
For More Information Click Here